Frequently Asked Questions
What is a payday loan?
A payday loan is a small loan usually $500 or less. Payday loans are a quick and confidential way to get cash advances until your next paycheck.
How soon can I receive my payday loan?
After sending the completed New Customer application, we will quickly process your application so you can receive a cash advance. It typically takes one day to approve applications, so if your loan is requested before 3:00 P.M. (MST), the payday loan will be in your account the very next day (some banks may take two days to recognize the funds).
What is the maximum amount I can borrow?
The maximum payday loan amount you can get is $500.
Do I need collateral to get a payday loan?
No. Your job is your collateral.
How will I know if I've been approved?
Once you're approved an e-mail confirmation is sent to you.
Can I still get payday loan even if I've declared bankruptcy or have bad credit?
Yes you can. There are no credit checks. Your employment is your collateral.
Is my payday loan confidential?
Absolutely. Your payday loan is completely confidential and protected by our Privacy Policy.
When do I have to pay the loan back?
Your payment is due the following pay period.
Can I pay my loan back early?
Yes. There are no penalties for paying your loan off early.
What about loans requested on the weekend or Friday?
All approved payday loan requests made Monday - Thursday by 3:00 PM (MST) will place cash in your account the next day. Friday requests will be in your account on Monday. All weekend requests will be treated as Monday requests.
Can I request another loan when I already have one loan outstanding?
You can only have one loan outstanding us at any one time. As soon as your previous balance has been collected in full, you can request additional payday loans.
To request a payday loan, begin by completing the payday loan application. Receive quick loan approval via email and then request a new payday loan. There has never been a better way to get a payday advance!
